The new year calls for new resolutions, but this year. I am not setting any. However, I recognise there are some things in my life that needs improvement. Today I’m focusing on my financing. Saving is something I’m determined to get right, especially with a small family now, spending can get out of hand pretty easily. In the pass, we have tried endless times to document clearly where our money was coming from and going to. We have used excel spreadsheets, systems and apps. But I still think the best way is to use a written spending journal (or Kakeibo). Call me old school. Continue Reading!